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Takaful Mikro Sakina

STAGES OF MICROTAKAFUL ACTIVITIES

  • From these stages of activities, it is expected that not less than 5,000 participants will join this micro takaful program
  • There will be micro takaful products that are jointly developed with insurance companies
  • To form an agency as a legal entity for the Takmin Group

TAKAFUL MIKRO SAKINAH

Takaful Mikro Sakinah is designed to meet requirement of MFIs and their clients/members with the main purpose to pay off debts of the clients/members. It also aims to extend financial supports to their beneficiaries should a participant pass away. It is different with most credit life insurance.

Uniqueness of Sakinah :

  1. Size of premium = 0.5 per mill (0.5 ) per month, or Rp.500 for the benefits of Rp. 1.000.000 (in the event of death) and valid at all ages between 18 – 65 years old
  1. Size of premium = 0.5 per mill (0.5 ) per month, or Rp.500 for the benefits of Rp. 1.000.000 (in the event of death) and valid at all ages between 18 – 65 years old
  2. Designed to settle all / balance of debts of MFI members without exception to level of collectability and time frame of borrowing / financing
  3. Report and premium is monthly paid
  4. Insurance period will start effectively upon disbursement of loan/financing at MFIs