Takaful Mikro Sakina
STAGES OF MICROTAKAFUL ACTIVITIES
- From these stages of activities, it is expected that not less than 5,000 participants will join this micro takaful program
- There will be micro takaful products that are jointly developed with insurance companies
- To form an agency as a legal entity for the Takmin Group
TAKAFUL MIKRO SAKINAH
Takaful Mikro Sakinah is designed to meet requirement of MFIs and their clients/members with the main purpose to pay off debts of the clients/members. It also aims to extend financial supports to their beneficiaries should a participant pass away. It is different with most credit life insurance.
Uniqueness of Sakinah :
- Size of premium = 0.5 per mill (0.5 ) per month, or Rp.500 for the benefits of Rp. 1.000.000 (in the event of death) and valid at all ages between 18 – 65 years old
- Size of premium = 0.5 per mill (0.5 ) per month, or Rp.500 for the benefits of Rp. 1.000.000 (in the event of death) and valid at all ages between 18 – 65 years old
- Designed to settle all / balance of debts of MFI members without exception to level of collectability and time frame of borrowing / financing
- Report and premium is monthly paid
- Insurance period will start effectively upon disbursement of loan/financing at MFIs